2.07 to 4.07 percent extra charge
According to the information given on paytmbank.com/ratesCharges, now if a user adds money to a Paytm wallet by credit card, then he will have to pay an extra charge of 2.5%. According to Paytm’s website, this rule has come into force from 15 January 2021. You will have to pay an extra charge of 3 percent for adding money to American Express’s credit card. Interestingly, many users complain that they are charging 2.07 per cent for adding money to credit cards in Paytm wallet. At the same time, many users say that they are charging 4.07 percent.
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From October 15, there was an extra charge of 2%
Earlier, on October 15, 2020, if a person used to add money to a Paytm wallet with a credit card, then he had to pay an additional charge of 2 percent. For example, if you used to add Rs 100 to a Paytm wallet with a credit card, then you had to make a payment of Rs 102 with your credit card.
No extra charge will be given for making payment on merchant site
However, there will be no extra charge on payment from Paytm on any merchant site. There will be no charge even when transferring from Paytm to Paytm Wallet. At the same time, there will be no charge even if you add money to Paytm Wallet with debit card or NetBanking.
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On 1 January 2020, the company also changed the rules
Earlier, the rules were also changed on 1 January 2020. In the month, the company started taking a charge of 2 percent on adding more than 10 thousand rupees money from credit card.