HDFC Bank Millennia Debit Card (Photo Credit-hdfcbank.com)
With the HDFC Bank Millennia Debit Card, you can earn a maximum of 400 cashback points every month. Here the value of one cashback point is equal to one rupee.
Special Features of HDFC Bank Millennia Debit Card
1. You can get cashback up to Rs 4800 every year.
2. A 5 percent cashback point is available on the spread through PayZapp and SmartBuy. 3. All online spends get a 2.5 percent cashback point.
4. On reloading all offline spand and wallet, you get 1 percent cashback point.
5. Through this card you can access the Domestic Airport Lounge four times a year.
6. Accidental insurance coverage up to 10 lakh rupees is available.
>> Cashback points can be earned for transactions above Rs 400.
>> A maximum of 400 cashback points can be earned per card per month.
>> Cashback point can be redeemed in multiple of 400 through NetBanking. Meaning you can redeem cashback points like 400, 800, 1200, 1600, 2000, 2400 etc.
>> Cashback point is available after 90 days of the transaction.
>> Cashback point will have to be redeemed within one year. After one year your cashback point lapse.
>> No cashback point is available for insurance premium payment, credit card payment, fuel, jewelery and other business service transactions through HDFC Bank Millennia Debit Card.
How to redeem cashback point
>> One has to log into HDFC Bank’s NetBanking.
>> After this, you have to go to the Cards section.
>> After this, Debit Cards have to be selected.
>> Now we have to click on Enquire. Then go to CashBack Inquiry and Redemption and select Account Number.
>> Now click on Continue and insert the cashback point in the multiple of 400. After redeeming these amounts are credited to your HDFC Savings Account. Here the value of one cashback point is equal to one rupee.
HDFC Bank Millennia Debit Card Charges
>> The joining fee of this card is 500 rupees.
>> Annual fee of this card is 500 rupees.
HDFC Bank Millennia Debit Card Limit
>> With this card, you can withdraw up to 50 thousand rupees from an ATM.
>> Domestic shopping up to Rs 3.5 lakh can be done through this card in a day.
>> Up to 1 lakh international shopping can be done through this card in a day.