If you want to earn profit in just 4 months, then invest here, choose the best option for yourself

Good profits can also be earned by investing for a very short period.

Good profits can also be earned by investing for a very short period.

Investors usually get confused in terms of investing for an extremely short term because earning a big profit in a short time is considered as a risk job. Let us know in which investment options you can get more profit on the least risk by investing money.

new Delhi. Most investors want to earn big returns by investing their accumulated capital for a very short time, but in such a situation the risk level is also very high. Due to the level of risk, more people feel confused in choosing Investment Option. They do not understand which of them would be a better investment option in Mutual Funds (MFs), Fixed Deposits (FDs) or Debt Funds. Also, by investing money in which option, the fund will be ready according to their needs in a short time. Let us know that in which instrument you can earn huge profits by putting money in very little.

Investing money for 3 to 4 months for the best returns is a tricky decision, because investing in each instrument has different benefits. The first option is to keep the money in a bank savings account, on which an average of 3 percent interest will be available. You can claim tax deduction under Section 80TTA of the Income Tax Act on the interest of up to Rs 10,000 deposited in it. Apart from this, banks can deposit money in fixed deposits (Bank FDs) for 3 to 4 months. The country’s largest lender State Bank of India (SBI) pays 3.90 per cent interest on FDs of 46 to 179 days.

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Interest equal to fixed deposits in liquid fundsSweep-in-sweep-out FD is also a better investment option. In this, the bank gives the interest of the number of days, the number of days in which the money is deposited. Investing in liquid funds for a short period of time gives almost equal returns to FDs. In liquid funds, short-term investment yields 3.65 per cent interest, but if you get all the money out, then there is a tax on the profits made by investing less than 1 year. Let us know what the best options are for investing in just 3 to 4 months.

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This investment option gives more than FD in 3-6 months
Ahmedabad Status Financial Literacy Initiative Founder of Moneyeduschool Arnav Pandya told Moneycontrol that if you are investing 5 lakh rupees for short term then ultra-short-term mutual funds will be the most for you. Is a better option. Its maturity period is 3 to 6 months. This mutual fund has given 5.35% return in the last one year, which is 2% more than any saving instrument. At the same time, investors in debt funds do not have to worry about the time of the university. Let me tell you that FD attracts penalty on pre-maturity, but it does not apply with debt funds.




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