Corona-infected patient (symbolic picture)
If your friends, relatives or experts have died of corona, then their family members can claim the government for 2 lakh rupees. There is a government insurance scheme where if you claim you will get an insurance amount of Rs 2 lakh.
New Delhi. If your friends, relatives or experts have died of corona, then their family members can claim the government for 2 lakh rupees. There is a government insurance scheme where if you claim, you will get an insurance amount of Rs 2 lakh. Actually, the Prime Minister’s Jeevan Jyoti Bima Yojana (PMJJBY) of the government is a kind of term insurance which has to be renewed every year. If a person dies after investing in PMJJBY, then his family gets 2 lakh rupees. PMJJBY was launched on 9 May 2015 by the Modi government of the Center to provide benefits of life insurance to every person of the country. In this, a person between 18 and 50 years of age gets an insurance cover of 2 lakh rupees. For this, he has to pay a premium of Rs 330 annually. The account holder of any bank can buy this insurance. Know, what is known? In the PMJJBY, the insured gets an insurance cover in case of death due to any reason. This also means death from kovid in it. Here, even if a person is killed or commits suicide, he gets insurance cover. According to Adil Shetty, CEO of BankBazaar.com, the claim of insurance cover in PMJJBY is accepted at least 45 days after the purchase of insurance after the death of a person. But if the person dies in an accident, then this condition does not matter.Also read- Great relief! Now you can open NPS account through online Aadhaar at home, earn 1 crore by saving Rs 53 daily Know how to claim? Let us know that PMJJBY is an annual term policy in which insurance cover is calculated between 1 June to 31 May. In such a situation, the person who died from corona should have full premium for this insurance policy in the financial year 2020-21. Only then the nominee of that person can claim for insurance cover.
Also read- If you want to double the money in a short time, then invest in this scheme without delay, money will be doubled with the government guarantee. These documents will have to be given Under PMJJBY, the nominee has to submit a claim within 30 days of the death of the insured. There is no need to panic as it takes more than 30 days to collect documents such as the death certificate of the deceased person, the cause of death. In such a case, the nominee will have to get in touch with the bank issuing the policy of PMJJBY. While submitting a claim for insurance cover, the nominee will need documents such as properly filled claim form, certificate of death, receipt of leave from hospital and a cancellation check. After accepting the bank documents, they send the claim to the concerned insurance company to complete the claim within 30 days.