New Delhi. If you also want to fulfill your dream of buying your home but are unable to take a decision due to high interest rates and strict terms and conditions of the home loan, then your PF account can be helpful for you. Employee Provident Fund i.e. EPF is the fixed amount, which is deducted every month from the salary of salaried employees and deposited in an account. The Employees Provident Fund Organization (EPFO) functioning under the Ministry of Labor manages the EPF. This information is also available in the salary slip of every month. Any salaried employee can withdraw money from his PF account to buy a house. Apart from this, this facility has also been provided by EPFO that you can pay up to 90% from the PF account for the purchase of your house. Not only this, you can also pay monthly EMI through your PF account. Also read: 5 major changes are going to happen from today, these things will change from bank to LPG PF clearance terms and conditions for buying a house or building a house on land:>> Withdrawal should be in the name of self or spouse for buying or renovating the house. >> If you are withdrawing money from PF account, then at least your EPFO membership should be 5 years. >> You can withdraw up to 24 times the monthly salary for purchasing the plot and up to 36 times the monthly salary for buying / building a house. >> In this case, you can also withdraw the amount of contributions and interest of both you and the employer. However, to buy a house like this it is not necessary to be a member of the housing scheme. Also read: Gold Price Today: Gold becomes cheaper, prices fall by Rs 10,000 from record level, check latest rates How to withdraw money from PF sitting at home – Visit the EPFO website https://unifiedportal-mem.epfindia.gov.in/memberinterface/. – Log in by entering your UAN number, password and captcha. – Click on Manage. – Check all the information on the KYC option. – Go to Online Services and click on CLAIM (FORM-31, 19 & 10C). Here, options are given to withdraw the entire amount of EPF, withdraw some money for loans and advances, and withdraw money for pension. – Choose the option as per need. After this a drop menu will open. Click on Claim from it. – To submit your claim form, click on Proceed For Online Claim. – Within 15-20 days of filling the form, EPF amount will come in your registered bank account.