Jan Dhan Account holder
If you want to open a Jan Dhan account (Pradhan Mantri Jan Dhan), then you do not need to open a new account. You can convert your old account into Jan Dhan account only.
New Delhi: If you have many accounts and you want to open Jan Dhan account (Pradhan Mantri Jan Dhan), then you do not need to open a new account. You can convert your old account into Jan Dhan account only. For this, you have to go to the bank branch. Here you have to fill a form and apply for RuPay card. After doing this, you have to submit the form to the bank. Through this form, your bank account will be converted into Jan Dhan account. Interest is available on deposits. Apart from this, the facility of free mobile banking is also provided with the account. If you have a Jan Dhan account, you can withdraw up to an additional 10,000 rupees from your account through overdraft. But this facility is available only after proper maintenance of Jan Dhan account for a few months. Also read: Big news for Paytm users, from now on payment will not have to pay these charges, know who will get benefit. These benefits are also availableAlong with this, Accidental Insurance cover up to 2 lakh rupees is available. Life cover up to Rs 30,000, which is available on completion of eligibility conditions on the death of the beneficiary. The ruler of Jan Dhan account is given a RuPay Debit Card from which he can withdraw money from the account or make a purchase. It is easy to buy insurance, pension products through Jan Dhan account. Tension is not to keep minimum balance There is no need to maintain minimum balance in the accounts opened under PMJDY. However, if you want the facility of checkbook, then you have to maintain a minimum balance.
If a new account is to be opened If you want to open your Jan Dhan account then you have to go to your nearest bank. Here, you have to fill the Jan Dhan account form. You will have to fill all your details in it. The applying customer has to provide his name, mobile number, bank branch name, applicant’s address, nominee, business / employment and annual income and dependents number, SSA code or ward number, village code or town code etc. Also read: Where is SBI, Axis, IDFC, Kotak Bank getting the most benefit on FD, check here This must be required document According to the PMJDY website, you can open a Jan Dhan account through documents like passport, driving license, PAN card number, Voter ID card issued by Election Commission, MNREGA job cord signed by a state government official.