PMJJBY and PMSBY bank deducted from your bank account of rs 342 and get 4 lakh rupees benefits know how samp

New Delhi. If you have taken two central government schemes, Pradhan Mantri Jeevan Jyoti Bima Yojana and Pradhan Mantri Suraksha Bima Yojana, then you will have to keep Rs 342 in your bank account. If this balance is not in your account by 31st May, then the insurance will be canceled. Let us tell you that under PMJJBY and PMSBY, you get the facility of insurance of Rs 4 lakh. The premium of both these plans is very low.

Insurance of Rs 4 lakh is available

Under the Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY), a total insurance of Rs 4 lakh is available.

Pradhan Mantri Jeevan Jyoti Bima Yojana: Life cover is available in PMJJBY till the age of 55 years. In case of death of the insured due to any reason, the nominee gets a cover of Rs 2 lakh. This plan is renewed every year. Its annual premium is Rs 330. Individuals between the age of 18 to 50 years can take advantage of this scheme.Also read: Central government is giving a chance to win 5 lakh rupees, this work will have to be done before June 25

Pradhan Mantri Suraksha Bima Yojana: At the same time, under PMSBY, accident insurance of Rs 2 lakh is available in case of death of the insured in an accident or completely disabled. In case of permanent partial disability, a cover of Rs 1 lakh is available. Indians in the age group of 18 to 70 years can take advantage of this. Its annual premium is Rs 12.

You can take insurance cover by going to the bank

If consumers want to make changes in the insurance plan, then they should go to the concerned bank. You can fill the form of the insurance scheme in which you want to be covered in the bank.

Also read: PM Jan-Dhan Account: If you have also opened Jan Dhan account then you will get Rs 1.3 lakh, know how

What are the terms of the plan

>> Insurance will be canceled if account balance is not maintained.

>> Insurance will be canceled in case of closure of bank account.

>> Only one bank account can be linked to this scheme.

>> There will be no renewal for non-payment of premium.

For more details visit these websites www.jansuraksha.gov.in and www.financialservices.gov.in.

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