Many benefits will be available in this scheme of post office.
In the Postal Life Insurance Scheme, the policy holder will also get maturity bonus. In this scheme, you can deposit money for two periods. First 15 years and second 20 years. At the same time, to take advantage of this scheme, the minimum age should be 19 years and maximum 45 years.
New Delhi. Saving is very important in today’s era to secure the future. Because whether it is good time or bad time, the most useful thing is saving. Because saving is such a thing in times of need. By using which you can easily get your work out in every difficult time. A similar saving scheme has been started in the post office. In which you deposit only 95 rupees daily, then after 15 years you will get at least 14 lakh rupees. Let’s know about this scheme of post office ..
Village Sumangal Rural Postal Life Insurance – People living in rural areas find it very difficult to save. Because banks are far away from the village. In such a situation, the Indian Post Office has started Gram Sumangal Rural Postal Life Insurance Scheme (Gram Sumangal Rural Postal Life Insurance Scheme). In which you can get up to Rs 14 lakh by depositing just Rs 95 every day. Apart from this, the benefit of money back is also available in this scheme on the survival of the policyholder i.e. the amount you invested will be fully refunded.
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Maturity Bonus will be available in this scheme – In the post office’s Gram Sumangal Yojana, the policy holder will also get maturity bonus. In this scheme, you can deposit money for two periods. First 15 years and second 20 years. At the same time, to take advantage of this scheme, the minimum age should be 19 years and maximum 45 years. Which can be availed by any Indian citizen.Also read: Top 5 automatic cars of Maruti, Hyundai, Nissan, which cost only Rs 10 lakh, know the features
The benefits of Gram Sumangal Yojana are many – Money back facility is also available in this plan. In this, the policyholder gets a sum assured of up to Rs 10 lakh. If a person survives till the maturity of the policy, then he gets the benefit of money back. This money back benefit is available thrice. Under this, 20-20 percent money back is available on the completion of six years, nine years and 12 years in a 15-year policy. On maturity, the remaining 40 percent of the money including bonus is also given.
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Just this installment will come – If a person is 25 years old, then takes this policy for 20 years with a sum assured of Rs 7 lakh. In such a situation, an installment of Rs 2853 will have to be paid every month. That is, about 95 rupees will have to be saved daily. In this case, the annual premium will be Rs 32735. If someone wants to give it in six months, then it will make an installment of Rs 16715 and in three months Rs 8449.