In this special policy of LIC, get ₹ 10 lakh every day by paying just Rs 74, check details

New Delhi. In the midst of the Corona crisis, most people are afraid of getting infected anywhere. At the same time, people are shying away from spending too much due to poor economic conditions. In such a situation, Life Insurance Corporation of India (LIC) has introduced some such policies, in which you can take a sigh of relief by taking advantage of both saving and financial security of your loved ones from the same scheme.

LIC’s New Jeevan Anand policy not only gives the customers an opportunity to save, but also provides protection. You also get bonus under the scheme. The risk cover under this plan continues even after the policy term. Under the policy, you will have to pay only Rs 74 per day i.e. Rs 2,220 per month.

People up to the age of 18-50 years can take the scheme
If you have attained 18 years of age, then you can take LIC’s New Jeevan Anand Scheme. At the same time, your age should not be more than 50 years to take the scheme. Under the scheme, it is necessary to take a minimum sum assured of Rs 1 lakh. There is no maximum limit of sum assured under this scheme. In simple words, you can take the sum assured as much as you want.

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Policy Term and Mode of Payment
The policy term for the New Jeevan Anand plan is 15 to 35 years. You can buy LIC’s New Jeevan Anand policy offline as well as online (Offline/Online). Premium can be paid for the policy on yearly, half yearly, quarterly and monthly basis. The special thing is that after 3 years of buying this scheme, you can take a loan from the policy. With Sum Assured on Maturity, the benefit of Simple Reversionary Bonus and Final Additional Bonus will be available.

10 lakh rupees will be available like this on maturity
>> Sum Assured + Simple Reversionary Bonus + Final Additional Bonus

>> 5 lakh + 5.04 lakh + 10 thousand = 10.14 lakh

>> If the policy holder survives on completion of 21 years then he will get more than 10 lakhs.

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If you die on maturity, you will get 5 lakhs
On the maturity of the policy, if the life insured dies, then the nominee will get the sum assured i.e. Rs 5 lakh. If for any reason the policyholder dies in the middle of the policy, then the nominee will get 125% of the sum assured. Along with this bonus and final bonus are also available. If there is death in the policy after paying the premium for 17 years, then the higher of these three, the same will be given to the nominee.

>> 125% of Sum Assured = 125% of 5 lakh = 6,25,000

>> 10 times annualized premium = (10 times 27010) = 3,02,730

>> 105% of premium paid till death = 105% of (27010 * 17) = 4,82,128

>> In this, if the amount in the first option is more, then the nominee will get the same amount.

Tax benefits are available in New Jeevan Anand
Tax benefit is also available for premium payment under Section-80C of the Income Tax Act. There is no tax to be paid on the amount received at the time of maturity or death.

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