How much has to be deposited
In this, the minimum deposit has to be made 250 rupees. Apart from this, the maximum deposit you can make is up to Rs 1,50,000. By opening this account, you get a lot of relief from your daughter’s education and further expenses.
Know how much interest you will get
At present, interest was being given in SSY (Sukanya Samriddhi Account) at the rate of 7.6 percent which is with income tax exemption.
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On maturity, you will get more than 15 lakhs
Let us tell you that if you invest Rs 3000 every month in this scheme, that is, after applying Rs 36000 annually, after 14 years, you will get Rs 9,11,574 at the rate of 7.6 percent annual compounding. On 21 years ie maturity, this amount will be around Rs 15,22,221.
Where can I open an account
Under Sukanya Samriddhi Yojana, you can open this account in any authorized branch of any post office or commercial branch.
These documents have to be given
To open an account under Sukanya Samriddhi Yojana, you will have to submit the birth certificate of your daughter in the post office or bank along with the form. Apart from this, the identity card (PAN card, ration card, driving license, passport) of the child and the parents and the proof of where they are residing (passport, ration card, electricity bill, telephone bill, water bill) will have to be submitted.
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If the minimum deposit of Rs 250 is not deposited every year, the account will be closed and can be revived with a penalty of Rs 50 per annum along with the minimum amount required to be deposited for that year. Reactivation can happen up to 15 years from the date of account opening.
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